has the highly regulated insurance industry become a form of taxation required to own property or run business

there are plenty of laws on the books to make americans pay for insurances of all kinds and unless a tragidy occurs no way to recoop the money paid in and then they argue and spend millions fighting claims.
why have we got so many laws telling me what insurance and bonds i need to buy from private companies.
ITS LIKE TELLING ME I HAVE TO BUY ATLEAST ONE GALLON OF MILK A YEAR OR AN APPLE A DAY .SEEMS WIERD TO ME LAWS ARE PASSED TELLING ME WHAT I HAVE TO PAY.
THIS IS A TAX NOT A PRIVATE BUSINESS .
wake up america your freedoms are almost gone .
one answer is not enough

Same with cars and just about everything else. Property Taxes is a big one. You think you own your property, try not paying your taxes on a paid off piece of property!

I swear, unless you are rich or have a lot of write offs, you must be spending 60% of your income on some type tax!!