auto insurance for 18 year old ?

I’m looking for the least expensive automotive insurance and was wondering what would be the typical monthly payment for an 18 year old driver who has had one accident about one year ago.
i have one quote from my moms insurance company (USAA) that came to 110 a month and the top of the line was 160 a month.
I'm starting college next monday
and i'm not getting the insurance cuz i don't have a job right now i'm just tagging on my moms for now but
so that also means that USAA know about my accident.
but it didn't go on my record cuz i took the drivers training course and paid 150 bucks

$110-$160 a month for an 18 year old with an accident? and you didn't jump all over it? what's wrong with you? Call them back first thing and accept it, it won't get much better than that. And remember, infractions stay on your driving record for up to 3 1/2 years AND they generally check your credit for an insurance quote, so your rate is based on many different factors. Make sure you give them the actual VIN number from the vehicle you will be driving for an accurate quote.