insurance risk management

What is the difference between risk management and insurance?

Risk management refers to a broad range of mitigation stradegies. One of these is insurance, that is you manage the risk by paying out a fixed sum incase something does occur, you can recoup your losses. Other risk management stradegies include identify risky investments and avoiding them. Also, developing mitigation plans, to reduce your risk. For example, if you owned a oil well in Nigeria, you might want to build a wall around it, to reduce your risk from rebel attack and theft. These are all examples of different ways to manage your risk, though insurance is the most welll known form.

Insurance loss control or risk management job in Colorado?

I'd like to get an insurance loss control or risk management job in Colorado. I have a degree in occupational, health and safety and have a number of certifications. I would like to get a job with and insurance company or independent company that provides loss control/ risk management services. I've been looking online at the standard job boards (monster.com, hotjobs.com, careerbuilder.com) with out much luck. Anybody have any other ideas?

Health insurance can be very tricky. Since I live in Minnesota I'm not familiar with the Colorado laws and regulations, so I suggest you call a local insurance agent. http://www.americaschoicetoday.com/Health-Insurance.html They will be able to help you.

what questions do I have to ask from an insurance company in order to know about their risk management?

If I wanna ask an insurance company about their risk management and how they manage the risks what questions do I have to ask’em?
I study insurance management and I have to talk to an insurance company to find out about their risk management but I don't know what questions I should ask!!! Can you help me plz?!!!

You’d do a lot better researching the general principles of risk management strategy before asking individual insurers (it’s a huge subject)

You can read up on various principles through the IAIS which is pretty much the lead organisation in the world for setting requirements for insurers.

http://www.iaisweb.org/index.cfm?pageID=2

Also ..a personal tip …. although obviously rules are different from jurisdiction to jurisdiction, some of the most comprehensive and yet concise I’ve seen are the Australian ones (they are very hot on risk management in Aus).

You can read the guidance notes here….

http://www.apra.gov.au/General/General-Insurance-PPGs.cfm

That way you can target your questions and get a much better response

Risk Management: driving without insurance and risks imposed?

Please help?

- High premiums?
- Industry risk?
- Health & safety risks?
- Cost on tax payers…
- How it affects society/environment?
- Public safety….road accidents and the costs
- Problems for investors/shareholders of insurance groups
- Financial market risks?
- Potential investments lost for insurance companies because of payouts and settlements?

What other risks are there in the world of risk?

You can lose your driver's license.

Which is the hardest field? Finance, International Business, Management, Insurance/Risk management, Real Est..

Finance, International Business, Economics, Management, Insurance/Risk Management, Real Estate, Marketing.

Which would you say is the hardest, especially during college? Which is best paid? Thanks!

With International Business, not only do you have to know your subject matter, like the other professions, but you need to know the culture, mannerisms, geography, some language of the target country.
If you are in real estate in Flat Rock, West Virginia you don't have to worry about your shoes.
But in certain countries of the world, people consider it an insult if you cross your legs and show the bottoms of your shoes. Or touch people/food with your left hand. You better know which countries.