I had about $2000 worth of tools stolen out of my truck tool box. Will my auto insurance cover this?
Someone mention my home owners insurance might pick it up. What's the best way to notify the local pawn shops so that they can keep an eye for these items? I did file the report with local police department.
Auto policy will not cover your personal property in it. Check with your homeowners company. If the tools are used for business purposes there is going to be a limitation. The limitation will vary from 250 to 1000 depending on the company. If the tools are used for personal use only then you would have coverage on them under the homeowners policy.
Categories: owners auto insurance Tags:
Does anyone know of Good coverage/ reasonable priced home owners insurance?
I have tried AAA and their quote seemed outrageous. Is there an insurance company that you know of that offers good coverage at a reasonable price? I am also looking to switch my auto insurance.
It would be for a home in Michigan.
What is an independent insurance broker? how do I get in touch with one?
There's no "one size fits all" cheapest insurance company. One is best for old houses, one for rural houses, etc.
There's no short cut – you'll have to shop around, to find the cheapest one for YOU.
You can find a local, independent agent at www.iiaa.org
Categories: owners auto insurance Tags:
auto non owners insurance in corpus christi,texas?
Don't understand your ?
Categories: owners auto insurance Tags:
Can a non-car-owner buy auto insurance to drive any car (rental or friend's)? How does one obtain it?
The type of policy you are looking for is called a "Named Operator Only" policy, they can be more expensive to purchase but it will allow you to rent a car, now this type of policy is for liability only, you would still need to get the damage waiver from the rental company if you rented. When you are given permission to drive another person's car their insurance should cover the vehicle in the event of any liability mishap while you are driving.
Categories: owners auto insurance Tags:
non-owner auto insurance provider in Canada?
Does anyone know a good source for non-owner liability and collision insurance in Canada? Basically this covers a driver for rental cars as well as while driving someone else's car. I know that you can purchase it as an add-on to existing auto insurance, but is it possible to get if you do not own a car? Thanks
The agency that rents you a car should be able to provide you with an insurance policy.
If you want to buy an independant insurace, it will depend on where in canada you are. Some provinces have government insurance (British Columbia – I.C.B.C. for example) and some have private insurance (Alberta – Co-operaters insurance for example)
You might also be able to arrange it through a travel agency, or CAA.
Categories: owners auto insurance Tags:
If you’re an Insurance Agent (Auto, Home or Business) do you have to carry your own Errors and Omissions Ins.?
If you’re an Insurance Agent (selling Auto Insurance, Business Insurance or Home Owners Insurance) do you have to carry your OWN ‘Errors and Omissions’ Insurance? Or is it provided by the Company you are working for?
(does your Employer carry the Insurance for you? or do you have to purchase the insurance and keep it up to date on your own?)
It will depend upon the contractual arrangement you have. If you are an independent contractor you will most certainly need to purchase your own E & O insurance. On the other hand if you are an employee of the company or agency they will normally include you as an insured under their policy.
Do not assume you have coverage. This is an important point to clarify.
Categories: owners auto insurance Tags:
Home Owners Insurance……Guys I need help…I tried calling my auto insurance company to get an estimate as ?
to how much I might be looking at spending annually on a $380,000 property, but they said that they could not give me a idea because a lot of things have to be taken into consideration,,,so this is where I need to figure out a ballpark figure, please help……Thanks…..
A ballpark figure is betw $1k and $25k
But it takes you about 10 minutes to get quoted to the cent at many comparison sites that you may find all over the net, and it’s free with no obligation.
See http://best-american-insurers-free-comparison.servicesarticles.com
there’ll be many more in google
Categories: owners auto insurance Tags:
Where can I buy a Non Owner Auto Insurance Policy online in NY?
I don't think you'll be able to buy this policy online at all.
The application is going to have to be submitted to the state assigned risk pool, and they're pretty fussy about paper applications, not electronic ones. You're going to need to visit an agent.
Sorry.
Categories: owners auto insurance Tags:
I often drive a friend's car. What companies offer "Non-car owner" auto insurance?
Everywhere i look online just offer "get a quote" then you have to enter a type of car. I don't own a car but I need insurance to take my driver's test in North Carolina. I couldn't find this type of insurance offered on any websites.
You are looking for a nonowner policy. This however, will NOT cover you for a vehicle you drive on a regular basis (your friend's vehicle you drive "often"). Insurance follows vehicles, not drivers so any vehicle that is insured (& the ID card & registration are in the glove compartment) will be fine to take the driving test with. If you are taking it in your friend's car, be sure he or she is with you when you go. If you will be a regular driver of the car (Progressive says if you drive it more than 12 times per year), you will need to be added as a driver to that policy, even if you are not in the same household.
Categories: owners auto insurance Tags:
Would auto insurance cover a car being hit by a meteorite?
In 1992 in Peekskill, NY, fans at a high school football game noticed a fireball streaking through the sky, and was captured on film in 16 different cameras. It ended up smashing the trunk of a car nearby. I was just wondering, if the owner had auto insurance, would he get the money to repair his car?
It actually would be covered under Comprehensive as it was a free falling object that hit the vehicle. But one would have had to opt for that under their policy. It is NOT part of the mandatory coverage one is required to carry for the state.
If only liabitly, then there would be no coverage.
Categories: owners auto insurance Tags: