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	<title>Specility Products NJ Insurance Mass Insurance,Broker Insurance Illinois Insurance &#187; speciality insurance</title>
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	<description>Specility Insurance in NJ, Illinois and Wedding Insurance</description>
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		<title>Do Senator Paul&#039;s conflicting positions on taxes and malpractice reveal a hypocrit?</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/do-senator-pauls-conflicting-positions-on-taxes-and-malpractice-reveal-a-hypocrit-2</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/do-senator-pauls-conflicting-positions-on-taxes-and-malpractice-reveal-a-hypocrit-2#comments</comments>
		<pubDate>Sat, 16 May 2009 06:08:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

		<guid isPermaLink="false">http://1stavespecialtyproducts.com/speciality-insurance/do-senator-pauls-conflicting-positions-on-taxes-and-malpractice-reveal-a-hypocrit-2</guid>
		<description><![CDATA[Ron Paul has said in his essays that he will be end the federal income tax and abolish the IRS, while he also favors abolishing medical malpractice insurance to be replaced by insurance of &#34;negative outcomes&#34; paid for by patients who will&#8211;and here&#39;s the stunning contradition&#8211;a TAX CREDIT!
Being an obstretrician himself (second-highest malpractice insurance rates [...]]]></description>
			<content:encoded><![CDATA[<p>Ron Paul has said in his essays that he will be end the federal income tax and abolish the IRS, while he also favors abolishing medical malpractice insurance to be replaced by insurance of &quot;negative outcomes&quot; paid for by patients who will&#8211;and here&#39;s the stunning contradition&#8211;a TAX CREDIT!</p>
<p>Being an obstretrician himself (second-highest malpractice insurance rates by speciality) it&#39;s no wonder the kindly old Senator wants to shift the burden for deaths and injuries caused by incompetent and dishonest physicians to the American Taxpayer.  Is this man an idiot or merely a shill doing the bidding of the American Medical Association?<br />
Ron Paul is not a Senator but a Congressman, of course.  Sorry about any confusion.  The contradictions I speak about can be found in his own writings posted to his congressional web-site.<br />
For those who requested a link and the exact quote:  &quot;The free-market approach enables patients to protect themselves with “negative outcomes” insurance purchased before medical treatment.  Such insurance ensures that those harmed receive fair compensation, while reducing the burden of costly malpractice litigation on the health care system.  Patients receive this insurance payout without having to endure lengthy lawsuits, and without having to give away a large portion of their award to a trial lawyer.  This also drastically reduces the costs imposed on physicians and hospitals by malpractice litigation. </p>
<p>I have introduced legislation that allows individuals a tax credit for the purchase of negative outcomes insurance.&quot;&#8212;Ron Paul quoted from his essay &quot;The Free-Market Approach to the Medical Malpractice Crisis&quot;</p>
<p>As the saying goes, read it and weap.</p>
<p>http://www.house.gov/paul/tst/tst2003/tst033103.htm</p>
<p>For those who requested a link and the exact quote:</p>
<p>&quot;The free-market approach enables patients to protect themselves with “negative outcomes” insurance purchased before medical treatment.  Such insurance ensures that those harmed receive fair compensation, while reducing the burden of costly malpractice litigation on the health care system.  Patients receive this insurance payout without having to endure lengthy lawsuits, and without having to give away a large portion of their award to a trial lawyer.  This also drastically reduces the costs imposed on physicians and hospitals by malpractice litigation. </p>
<p>I have introduced legislation that allows individuals a tax credit for the purchase of negative outcomes insurance.&quot;&#8212;Ron Paul quoted from his essay &quot;The Free-Market Approach to the Medical Malpractice Crisis&quot;</p>
<p>As the saying goes, read it and weap.</p>
<p>http://www.house.gov/paul/tst/tst2003/tst033103.htm</p>
<p>Not much to add to what you have already said, you have definitely figured this guy out.  He is just a  trouble maker, and like most of these, try to convince people how correct he is. In reality, he has his own agenda.  If  people are told some thing over and over for a long time,  others will start the same story and carry it on, then he can end up saying, he did not say that. This is what most  all politicians do about a year or so before they intend to run for President.  This guy is no different, only one better at this than him, is her.</p>
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		<item>
		<title>anybody time to take a look at this text?</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/anybody-time-to-take-a-look-at-this-text</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/anybody-time-to-take-a-look-at-this-text#comments</comments>
		<pubDate>Wed, 13 May 2009 19:03:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

		<guid isPermaLink="false">http://1stavespecialtyproducts.com/speciality-insurance/anybody-time-to-take-a-look-at-this-text</guid>
		<description><![CDATA[Hi,
my boss asked me to translate a prefabricated phone conversation from German into Englisch.
Now that I finished, I am very doubtful about it and I think there are many mistakes.
If anyone of you has got some free time, I would be very happy if you take a look at the text.
Just to check if the [...]]]></description>
			<content:encoded><![CDATA[<p>Hi,<br />
my boss asked me to translate a prefabricated phone conversation from German into Englisch.<br />
Now that I finished, I am very doubtful about it and I think there are many mistakes.<br />
If anyone of you has got some free time, I would be very happy if you take a look at the text.<br />
Just to check if the expressions, the word order times&#8230;etc are right.<br />
For some expressions I wrote two options, you can delete the wrong one. (example: start of the construction/construction start)<br />
thank you very very much!!!!<br />
here the text:(sorry that it is so long)<br />
if you find any mistakes, PLEASE write the correct version in your answer!<br />
thank you</p>
<p>Mr./Mrs. &#8230;&#8230;.., the reason why I am calling is the following: On our internet portal architects.com wie inform future building owners and investors – finally every decision maker who is concerned with the construction, very extensive about the actual construction happenings /edificial events(?). Moreover, we adress specificly the architecture offices, civil engineers, authorities as well as naturally the whole public.<br />
In the course of this reporting, on our last editorial session we considered presenting your last project extensive on our website.<br />
For you and the building owner this is absolutely free.</p>
<p>Are you/ Who is the responsible architect of the project &#8230;&#8230;&#8230;&#8230;?</p>
<p>The advantage of this project presentation is, to generally represent the extensive service spectrum of your office.</p>
<p>For sure, our website is visited by decisionmakers of construction departments of banks, insurances, investor groups, future building owners as well as decisive people from Building Authorities and authorities.</p>
<p>Your personal work and surely your personal service spectrum, too, will be apparent for your target group immediately – The future building owner or investor is able to inform his/herself in detail:<br />
Who are the planners concerned and executing speciality firms? What was special about this project? How did you solve this or that?</p>
<p>Before you make any effort, I need some information in advance.<br />
The whole building activity has been very extensive:<br />
In which phase of construction /construction phase(?) are you at the moment?<br />
When was the start of the construction/construction start(?)? When will be the start of the construction?<br />
When will be the end of the construction/construction end?(?)<br />
How high is the construction amount approximately?</p>
<p>Mr./Mrs&#8230;&#8230;., for a detailed presentation of the project we need some information:<br />
An actual specification, drawings, information about special features, for example fronts, copies of press reports, a list of all planners and a register of the craftsmen of involved firms.<br />
Do you already have photos/ model pictures?</p>
<p>Mr./Mrs&#8230;&#8230;.it`s adequate if I have the documents at home the next two weeks, anyway I will send or mail you a cover letter with our complete adress by fax in advance. There you can see everything listed.<br />
Do me a favour and put everything into an envelope or send it informally by email to our editorial office. The adress is info@architecten24.de</p>
<p>Mr./Mrs&#8230;&#8230;.. I am looking forward to presenting your project on our website, I wish you all the best with the construction!</p>
<p>Mr./Mrs.,<br />
The reason why I am calling is because of the following:<br />
On our internet portal architects.com, we inform future building owners and investors – finally every decision maker who is concerned with the construction, and very extensive about the actual construction happenings. Moreover, we address the architecture offices, civil engineers, authorities as well as the whole public.<br />
In the course of this reporting, we considered presenting your last project extensive on our website on our last editorial session; for you and the building owner this is absolutely free.</p>
<p>Are you/ Who is the responsible architect of the project?</p>
<p>The advantage of this project presentation is to generally represent the extensive service spectrum of your office.</p>
<p>For sure, our website is visited by decision makers of construction departments of banks, insurances, investor groups, future building owners as well as decisive people from Building Authorities and authorities.</p>
<p>Your personal work and surely your personal service spectrum, too, will be apparent for your target group immediately. The future building owner or investor is probably able to inform his/herself in detail with these questions:<br />
1.Who are the planners concerned and executing specialty firms?<br />
2. What is special about this project?<br />
3. How do you solve this or that?</p>
<p>Before you make any effort, I need some information in advance.<br />
The whole building activity has been very extensive and I need these questions answered:<br />
1. In which phase of construction are you on at the moment?<br />
2. When was the start of the construction?*(you can either remove this question)<br />
3. When will be the start of the construction?*(or this question)<br />
4. When will be the end of the construction?<br />
5. Approximately how high is the construction amount?</p>
<p>Mr./Mrs.,<br />
For a detailed presentation of the project we need some information on:<br />
1. the actual specification, drawings, information about special features; for example: fronts, copies of press reports, a list of all planners and a register of the craftsmen of involved firms.<br />
2. Do you already have model pictures?</p>
<p>Mr./Mrs.,<br />
It’s adequate if I have the documents at home in the next two weeks.Anyway, I will send or mail you a cover letter with our complete address by fax in advance. There you can see everything listed.<br />
Do me a favor and put everything into an envelope or send it informally by email to our editorial office. The address is info@architecten24.de</p>
<p>Mr./Mrs.,<br />
I am looking forward to presenting your project on our website, I wish you all the best with the construction!</p>
<p>~ I hope this helps. I think there are less errors, I&#8217;m not sure where but I still hope this helps! <img src='http://1stavespecialtyproducts.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /><br />
~~ I really think there are errors coz I&#8217;m still a high school student.:D<br />
~~~I hope this helps!:D</p>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>is this text correct?</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/is-this-text-correct</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/is-this-text-correct#comments</comments>
		<pubDate>Mon, 11 May 2009 08:54:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

		<guid isPermaLink="false">http://1stavespecialtyproducts.com/speciality-insurance/is-this-text-correct</guid>
		<description><![CDATA[Hi,
my boss asked me to translate a prefabricated phone conversation from German into Englisch.
Now that I finished, I am very doubtful about it and I think there are many mistakes.
If anyone of you has got some free time, I would be very happy if you take a look at the text.
Just to check if the [...]]]></description>
			<content:encoded><![CDATA[<p>Hi,<br />
my boss asked me to translate a prefabricated phone conversation from German into Englisch.<br />
Now that I finished, I am very doubtful about it and I think there are many mistakes.<br />
If anyone of you has got some free time, I would be very happy if you take a look at the text.<br />
Just to check if the expressions, the word order times&#8230;etc are right.<br />
For some expressions I wrote two options, you can delete the wrong one. (example: start of the construction/construction start)<br />
thank you very very much!!!!<br />
here the text:(sorry that it is so long)</p>
<p>Mr./Mrs. &#8230;&#8230;.., the reason why I am calling is the following: On our internet portal architects.com wie inform future building owners and investors – finally every decision maker who is concerned with the construction, very extensive about the actual construction happenings /edificial events(?). Moreover, we adress specificly the architecture offices, civil engineers, authorities as well as naturally the whole public.<br />
In the course of this reporting, on our last editorial session we considered presenting your last project  extensive on our website.<br />
For you and the building owner this is absolutely free.</p>
<p>Are you/ Who is the responsible architect of the project &#8230;&#8230;&#8230;&#8230;?</p>
<p>The advantage of this project presentation is, to generally represent the extensive service spectrum of your office.</p>
<p>For sure, our website is visited by decisionmakers of construction departments of banks, insurances, investor groups, future building owners as well as decisive people from Building Authorities and authorities.</p>
<p>Your personal work and surely your personal service spectrum, too, will be apparent for your target group immediately – The future building owner or investor is able to inform his/herself in detail:<br />
Who are the planners concerned and executing speciality firms? What was special about this project? How did you  solve this or that?</p>
<p>Before you make any effort, I need some information in advance.<br />
 The whole building activity has been very extensive:<br />
In which phase of construction /construction phase(?) are you at the moment?<br />
When was the start of the construction/construction start(?)? When will be the start of the construction?<br />
When will be the end of the construction/construction end?(?)<br />
How high is the construction amount approximately?</p>
<p>Mr./Mrs&#8230;&#8230;., for a detailed presentation of the project we need some information:<br />
An actual specification, drawings, information about special features, for example fronts, copies of press reports, a list of all planners and a register of the craftsmen of involved firms.<br />
Do you already have photos/ model pictures?</p>
<p>Mr./Mrs&#8230;&#8230;.it`s adequate if I have the documents at home the next two weeks, anyway I will send or mail you a cover letter with our complete adress by fax in advance. There you can see everything listed.<br />
Do me a favour and  put everything into an envelope or send it informally by email to our editorial office. The adress is info@architecten24.de</p>
<p>Mr./Mrs&#8230;&#8230;.. I am looking forward to presenting your project on our website, I wish you all the best with the construction!</p>
<p>i guess! i most probably think it is.</p>
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		</item>
		<item>
		<title>Believers: Is this the work of God? Yesterday, I was terrified that if I&#039;d have no one to take care of me?</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/believers-is-this-the-work-of-god-yesterday-i-was-terrified-that-if-id-have-no-one-to-take-care-of-me</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/believers-is-this-the-work-of-god-yesterday-i-was-terrified-that-if-id-have-no-one-to-take-care-of-me#comments</comments>
		<pubDate>Fri, 08 May 2009 23:03:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

		<guid isPermaLink="false">http://1stavespecialtyproducts.com/speciality-insurance/believers-is-this-the-work-of-god-yesterday-i-was-terrified-that-if-id-have-no-one-to-take-care-of-me</guid>
		<description><![CDATA[when I&#39;m sick and elderly (see link). But I recalled that my insurance company phoned earlier and we set up a call with a financial planner. Today the planner called and he said one of his specialities is LONG TERM CARE (although I needn&#39;t worry about it until I&#39;m 40). I&#39;m so relieved. I don&#39;t [...]]]></description>
			<content:encoded><![CDATA[<p>when I&#39;m sick and elderly (see link). But I recalled that my insurance company phoned earlier and we set up a call with a financial planner. Today the planner called and he said one of his specialities is LONG TERM CARE (although I needn&#39;t worry about it until I&#39;m 40). I&#39;m so relieved. I don&#39;t know who I&#39;ll be with when I&#39;m old, if anyone. But now I feel like I am on my way to a plan to be taken care of. Is this God&#39;s way of saying I have nothing to worry about? I&#39;m still separated from my husband and am a bit scared of what my happen if I get sick NOW. But this has given me assurance that God will provide.</p>
<p>See http://answers.yahoo.com/question/index;_ylt=AoejQuqwlQx_CiI.XRR6ANzsy6IX?qid=20070604203040AA6eiJa<br />
<br />God has granted you peace! Praise Him!</p>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why does the US still not have Universal Health Care?</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/why-does-the-us-still-not-have-universal-health-care</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/why-does-the-us-still-not-have-universal-health-care#comments</comments>
		<pubDate>Wed, 06 May 2009 14:06:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

		<guid isPermaLink="false">http://1stavespecialtyproducts.com/speciality-insurance/why-does-the-us-still-not-have-universal-health-care</guid>
		<description><![CDATA[As a Canadian, I&#39;ve always taken it for granted that if I&#39;m sick or injured, my government will pay for my medical costs without me having to ever get out my cheque book or credit card (with the exception of prescriptions and some speciality services like chiropractic care). I see Health Care as a HUMAN [...]]]></description>
			<content:encoded><![CDATA[<p>As a Canadian, I&#39;ve always taken it for granted that if I&#39;m sick or injured, my government will pay for my medical costs without me having to ever get out my cheque book or credit card (with the exception of prescriptions and some speciality services like chiropractic care). I see Health Care as a HUMAN RIGHT, not an option, and can&#39;t understand why more Americans aren&#39;t up in arms that their government wastes so much money on aggressive military acts yet neglects the health of its people so drastically.<br />
Yes, we pay higher taxes in Canada. However, I would have to pay more than that in private insurance premiums if I lived in the US. Why aren&#39;t more Americans demanding that the governemtn provide universal health care, free of charge?<br />
<br />There&#39;s a good question!  The first American president to propose a national health care system was U. S. Grant back in the 1870&#39;s.  Almost every administration since then has come up with one scheme or another but none has ever made it through congress.  I do know the AMA&#39;s (American Medical Association) membership is violently against any such thing as is the American Bar Association.  It would appear that, since these two groups by themselves compose most of the wealth of the nation, they are the ones calling the shots and the rest of us should lay down and die quietly without making too much of a mess.</p>
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		</item>
		<item>
		<title>Should I leave my steady job and do at-home medical transcription full-time?</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/should-i-leave-my-steady-job-and-do-at-home-medical-transcription-full-time</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/should-i-leave-my-steady-job-and-do-at-home-medical-transcription-full-time#comments</comments>
		<pubDate>Mon, 04 May 2009 05:39:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

		<guid isPermaLink="false">http://1stavespecialtyproducts.com/speciality-insurance/should-i-leave-my-steady-job-and-do-at-home-medical-transcription-full-time</guid>
		<description><![CDATA[(I put this under &#34;Etiquette&#34; because it falls a little bit under that category and I suspect I will get less spam)
I type 100-120 words per minute
I worked for two years in multi-specialty transcription (1991 through 1993)
October 1993 &#8211; Current: I work for a mental health agency where I am a medical transcriptionist by title. [...]]]></description>
			<content:encoded><![CDATA[<p>(I put this under &quot;Etiquette&quot; because it falls a little bit under that category and I suspect I will get less spam)</p>
<p>I type 100-120 words per minute<br />
I worked for two years in multi-specialty transcription (1991 through 1993)<br />
October 1993 &#8211; Current: I work for a mental health agency where I am a medical transcriptionist by title. I still type doctor&#39;s notes, but mostly type meeting minutes now, so I&#39;ve been out of multi-speciality transcription for a long time.<br />
Also, my husband is on Social Security Disability for a refractory seizure disorder (he cannot work and he stays home). He is Cherokee Indian, so he gets free medical care.</p>
<p>I am thinking of doing at-home transcription so I can stay home with my disabled husband and better use my abilities. </p>
<p>What are some good, legit medical transcription companies, especially those that offer health insurance? </p>
<p>Any serious responses would be greatly appreciated. Thank you.</p>
<p>(Please DO NOT bother to send me spam, because I WILL report you. I know this seems harsh, but this is a serious inquiry which could have implications for me and my husband&#39;s future. Thank you in advance.)<br />
<br />Absolutely you should do that; much better for both of you; as to finding viable companies go to monster.com and post your resume there and also check your local hospitals. You might also post your own ad stating what you&#39;re looking for work-wise and salary-wise.</p>
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		<title>Would at-home medical transcription be good for me?</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/would-at-home-medical-transcription-be-good-for-me</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/would-at-home-medical-transcription-be-good-for-me#comments</comments>
		<pubDate>Sat, 02 May 2009 00:30:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

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		<description><![CDATA[I type 100-120 words per minute
I worked for two years in multi-specialty transcription (1991 through 1993)
October 1993 &#8211; Current:  I work for a mental health agency where I am a medical transcriptionist by title.  I still type doctor&#39;s notes, but mostly type meeting minutes now, so I&#39;ve been out of multi-speciality transcription for [...]]]></description>
			<content:encoded><![CDATA[<p>I type 100-120 words per minute<br />
I worked for two years in multi-specialty transcription (1991 through 1993)<br />
October 1993 &#8211; Current:  I work for a mental health agency where I am a medical transcriptionist by title.  I still type doctor&#39;s notes, but mostly type meeting minutes now, so I&#39;ve been out of multi-speciality transcription for a long time.<br />
Also, my husband is on Social Security Disability for a refractory seizure disorder (he cannot work and he stays home).  He is Cherokee Indian, so he gets free medical care.</p>
<p>I am thinking of doing at-home transcription so I can stay home with my disabled husband and better use my abilities.  </p>
<p>What are some good, legit medical transcription companies, especially those that offer health insurance?  </p>
<p>Any serious responses would be greatly appreciated.  Thank you.<br />
Please DO NOT bother to send me spam, because I WILL report you.  I know this seems harsh, but this is a serious inquiry which could have implications for me and my husband&#39;s future.  Thank you in advance.<br />
<br />I&#39;m sorry that you have so much on your plate these days.  Regarding &#39;work at home&#39; job ads, just about all are a scam especially if asking for money upfront or for personal info which can put one at risk for identity theft:  http://www.ftc.gov and can click &#39;identity theft&#39; or such.</p>
<p>General career info:  http://www.bls.gov/oco and can search &#39;medical transcriptionists&#39; or such.</p>
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		<slash:comments>1</slash:comments>
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		<title>If i move to Australia,which part is best? Im a Nurse with kids &amp; need good uni&#039;s and schools.Please help. XXX</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/if-i-move-to-australiawhich-part-is-best-im-a-nurse-with-kids-need-good-unis-and-schoolsplease-help-xxx</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/if-i-move-to-australiawhich-part-is-best-im-a-nurse-with-kids-need-good-unis-and-schoolsplease-help-xxx#comments</comments>
		<pubDate>Mon, 27 Apr 2009 11:48:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

		<guid isPermaLink="false">http://1stavespecialtyproducts.com/speciality-insurance/if-i-move-to-australiawhich-part-is-best-im-a-nurse-with-kids-need-good-unis-and-schoolsplease-help-xxx</guid>
		<description><![CDATA[Im a nurse in the UK, very disappointed with my country for many reasons and want a better life for myself my husband and my kids. I would like information on university&#39;s that study law for my daughter and good schools for my other kids. I would also like info on the healthcare system and [...]]]></description>
			<content:encoded><![CDATA[<p>Im a nurse in the UK, very disappointed with my country for many reasons and want a better life for myself my husband and my kids. I would like information on university&#39;s that study law for my daughter and good schools for my other kids. I would also like info on the healthcare system and how its run, is it like the Amercian system where you have to pay insurance or is it more like the UK with an NHS. Does any-one know of any hospital that specialises in infectious diseases because thats my speciality. Thanx to everybody for reading this and helping me in my search for a better life.<br />
<br />The Best Law School would be in Sydney, but Queensland has fantastic Universities as well where you daughter can continue her studies.</p>
<p>Queensland particularly in Brisbane has  Public Hospitals  The Royal Brisbane, The Prince Alfred or known as the PA, Mater Hospital, but they also have smaller hospitals private, All these hospitals are quite large and have many areas, some are known for cardiac care and some are more for kids and mums, I am sure if you did a bit of research on these hospitals you may find what you are looking for. Please find below some links that may help you further.</p>
<p>Our Health system is like you NHS but there are terms and conditions on how and who can obtain what we call a Medicare card.  There are several very good health care funds around as well.  Most Private practise doctors do charge a fee for their services and it is refundable by medicare but not all are available, if you need  operations or the such the list for waiting for them through the public system is really long on most things.</p>
<p>If you have good qualifications you should not have to many problems in finding work here but make sure you have all the relative visa and work credentials.</p>
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		<slash:comments>7</slash:comments>
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		<title>Need answers on a special needs trust or Missouri Family Trust?</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/need-answers-on-a-special-needs-trust-or-missouri-family-trust</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/need-answers-on-a-special-needs-trust-or-missouri-family-trust#comments</comments>
		<pubDate>Sat, 25 Apr 2009 08:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

		<guid isPermaLink="false">http://1stavespecialtyproducts.com/speciality-insurance/need-answers-on-a-special-needs-trust-or-missouri-family-trust</guid>
		<description><![CDATA[I have a daughter with a condition called Rett Syndrome. Our insurance is denying us at every turn for special care and we need to fundraise so we can get her to a speciality clinic but cannot do so without losing her SSI and medicaid without one of these accounts. Any advice and anybody know [...]]]></description>
			<content:encoded><![CDATA[<p>I have a daughter with a condition called Rett Syndrome. Our insurance is denying us at every turn for special care and we need to fundraise so we can get her to a speciality clinic but cannot do so without losing her SSI and medicaid without one of these accounts. Any advice and anybody know anybody who would do it probono?<br />
<br />Special needs trusts are set up for people who have money that is going to be doled out in increments to take care of the person with special needs.</p>
<p>You should not need SSI or Medicaid if you have a special needs trust.  </p>
<p>However, the best thing to do is contact a local attorney or your local bar association and see if there is anyone in your area who would help you with this matter.</p>
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		<title>Has anyone won a Diminished Value claim in court?</title>
		<link>http://1stavespecialtyproducts.com/speciality-insurance/has-anyone-won-a-diminished-value-claim-in-court</link>
		<comments>http://1stavespecialtyproducts.com/speciality-insurance/has-anyone-won-a-diminished-value-claim-in-court#comments</comments>
		<pubDate>Thu, 23 Apr 2009 06:54:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[speciality insurance]]></category>

		<guid isPermaLink="false">http://1stavespecialtyproducts.com/speciality-insurance/has-anyone-won-a-diminished-value-claim-in-court</guid>
		<description><![CDATA[I was rear-ended and the damages were $13,000. Vehicle was repaired and I attempted to negotiate with Farmers Insurance for DV. They stonewalled me. Next I hired a speciality firm to give me a DV claim report, which they claimed would have the insurance company jumping on the phone to call me and settle out [...]]]></description>
			<content:encoded><![CDATA[<p>I was rear-ended and the damages were $13,000. Vehicle was repaired and I attempted to negotiate with Farmers Insurance for DV. They stonewalled me. Next I hired a speciality firm to give me a DV claim report, which they claimed would have the insurance company jumping on the phone to call me and settle out of court. They did not, they offered me nothing. Now I have sent a demand letter to the driver for the claim&#8211;which is also supposed to get his insurance company jumping on the phone to settle out of court. But what if they don&#39;t? If I do go to court, what are my chances? A lawyer told me small claims is great with this stuff, however I find it very strange that googling seems to find no one out there talking about winning DV in court. It seems that you either deal with a good insurance company and they will settle with you immediately, or you struggle against them and get nothing. Farmers even cheated me out a week&#39;s car rental, saying the &quot;repair took too long&quot;!<br />
State is California, and this is a &quot;third-party&quot; claim; in other words, the insurance company I am dealing with is not my own, but the perpetrator&#39;s.<br />
<br />I worked in claims for Farmers for nearly 10 years and was on the insurance side of this many times.  I may be able to offer an inside perspective on this but doubt that it differs from other insurance companies. You should check with your state to be sure a claim like this is valid. Some allow it but cap how old a car you may claim this on (such as only those vehicles 6 model yrs and newer can make the claim).  Assuming it is, you&#39;re doing exactly what I would do in your situation.  The problem is proving it.  First, you have to realize the loss by selling or trading the vehicle.  Until you do that, your loss is on paper, just like a stock or mutual fund may be.  Your loss today would be greater than, say, two years from now. T prove your case is often difficult. A sworn/notarized letter (or simply on dealership letterhead) from one or two local, reputable used car sales mgrs stating the pre and post-accident value may suffice. In person testimony is better.  You may luck out in SCC and win with what you have but the burden of proof is on you.  You would have to sue the driver of the other car, NOT Farmers.  Furthermore, Farmers may bump the matter to circuit court to more formally address the loss and that would force you to decide to rep. yourself or retain counsel.  The reasoning for this is SCC is a crapshoot and decisions generally can&#39;t be appealed. I&#39;ve seen people win these and, more often, lose them.  We&#39;ve paid those that presented good support of their loss w/o going to court and resisted others that poorly supported their claim.  It&#39;s entirely a case by case thing in each state.  It rests on the strength of your proof and they won&#39;t be jumping on the phone to settle unless you have a well documented loss AND you&#39;ve sold/traded the car.  Check your state&#39;s property damage statute of limitations to see how long you have, assemble your documentation, make an appt with the adjustor to meet in person and ask that his supv and/or mrg. be present as well, make a reasonable presentation of monetary demand (usually 10-20% of the vehicle value) in a professional and cordial manner.  Ask questions of them as to what you&#39;re missing, if anything, to prove this and be prepared to negotiate.  A hot-headed demand in the clouds will likely get you the door.  You may not get everything you came for and they may pay more than they&#39;d like but that&#39;s usually a sign of a good settlement (if they&#39;re willing to pay at all).  Your last resort is to sue in SCC.  Good luck, my friend.</p>
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