wedding insurance

Are you buying wedding insurance? Have you had to use it? Do venues go out of business?

I am debating on buying insurance from wedsafe. Has anyone bought from them and had to use them? Which circumstances forced you to do that? Do venues go out of business?

I’ve done LOTS of research on weddings and never once have I heard about “wedding insurance” It sounds like a load of BS to me. If you use reliable vendors and get contracts, you are going to be protected under the law. If the venue goes out of business and you have a contract, you’ll get back any money you paid. The same with other vendors.

But, “wedding insurance” sounds like a scam and huge rip off.

Does anyone sell wedding insurance?

I want to know about selling wedding insurance. How did you start and do you sell any other insurance?
I don't want to know about buying it, i'm asking about selling it.

Are you asking for special event coverage, rain-out coverage, or runaway bride (groom) coverage?

In any case, it's a specialty line – you'd have to go to an insurance broker to have it placed on the excess market – kinda like a hole-in-one policy.

You can't make a living selling just that, sorry. It's going to be pretty pricey, depending on terms. If you don't know whether or not you can make a living selling one tiny niche like that – you can't. It's a poor business plan for a whole BUNCH of reasons – which most people with ANY insurance experience could figure out.

why is wedding insurance important?

I'm getting married in June this year and have not yet purchased wedding insurance? it is absolutley necessary to do this? what would it cover?

insurance is about making a bet, by paying a small premium you can cover the expenses you may incur in the process of planning your wedding. the insurance is their to provide you with a mneans of paying for thise bills if you dont, wont or cant get married. like all insurances you dont need to have it (well all except car insurance, landlord's proprty insurance), you can accept the risk yourself. some poeple do by say not insuring their personal belongings against theft, or dont take out medicla insurance when they go abroad. So if you know that you are defiantely getting married ion June, and you know that there are not going tobe any foul ups (eg vicar leaving the parish on holiday, church burning down, recption areas not being shut due to public health problems, governments not imposing a quarrantine), boyfirend isnt going to get cold feet and leave you int he lurch in May… then you dont need insurance. But depending on the rpemium its often a cheap peace of mind (yeat it costs a bit but think of the costs of say cancelliong the weddign because boyfriend gets stranded the other side of the world because of say an illness requirting him to stay in hospital so the weddign cannot take place when you planned it….

think of it this way
what happnes if there is afire where you plan to have your wedding reception the day before you get married.
what happens if you or your boyfirend gets seriously injured, die or decide not to get married, or get stranded in some far off distant place with soem wierd disease (heck it could be any disease that might mena you have to cancel or delay the wedding). such diseases could be bird flu, hepatitus, transplants, heart attacks, you name it.

as to what ios covered in your insurance check the details of the policy very carefully before you buy it. if you have any doubts as to what the policy may or may not cover then ask specific questions from the person selling you the insurance (if they assert that the policy covers thiose items and the schedule is vague on it get the person sellign you the insurance to to write that those specific items are included on the schedule or on a spearate letter referring to the insurance. if you do decide to buy weddign insurance, then get quotes for this form several sources.. I wouldnt 'just' buy it from say the weddign dress supplier, or soem other supplier in the weddign business.. go to an insurance broker.. or several.

and finally good luck.. no doubt everythign will go well on the day, and lets hope you insurance was effectively a waste of money…. but y'never know and by buyign insurance you are buying peace of mind.

Can anyone suggest a Wedding Insurance in the UK?

I want to know if anyone can suggest a good wedding insurance?

Tesco probablyb will do a cheap one

What do you think about wedding insurance?

We are getting married in 2010 and a couple of venues which we are interested in have asked us to have $10 million liability insurance.
I asked our insurance broker and they advised that we need to take a separate liability policy which could be $1000+??

This sounds ridiculous to me. I believe in living out your dreams and having a fantasy wedding but this is just over-the-top. Maybe you should just scale back and have a normal wedding.