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	<title>Comments for Specility Products NJ Insurance Mass Insurance,Broker Insurance Illinois Insurance</title>
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	<link>http://1stavespecialtyproducts.com</link>
	<description>Specility Insurance in NJ, Illinois and Wedding Insurance</description>
	<lastBuildDate>Mon, 22 Jun 2009 12:24:59 -0500</lastBuildDate>
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		<title>Comment on 44% raise in auto insurance premiums for one accident in 19 years with Allstate Insurance company? by bluechip112</title>
		<link>http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company/comment-page-1#comment-2475</link>
		<dc:creator>bluechip112</dc:creator>
		<pubDate>Mon, 22 Jun 2009 12:24:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company#comment-2475</guid>
		<description>Are you sure you&#039;re giving us all the facts? I&#039;m in the industry and that doesn&#039;t sound right at all. Are you the only person listed on the policy?&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Are you sure you&#8217;re giving us all the facts? I&#8217;m in the industry and that doesn&#8217;t sound right at all. Are you the only person listed on the policy?<br /><b>References : </b></p>
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		<title>Comment on 44% raise in auto insurance premiums for one accident in 19 years with Allstate Insurance company? by poeticjustyce23</title>
		<link>http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company/comment-page-1#comment-2474</link>
		<dc:creator>poeticjustyce23</dc:creator>
		<pubDate>Mon, 22 Jun 2009 11:36:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company#comment-2474</guid>
		<description>That&#039;s ridiculous.  Isn&#039;t Allstate the company that always advertises for their &quot;Accident Forgiveness&quot; program and that your rates won&#039;t go up after 1 accident.  I can hear the commercials now.....

 I would shop around for something better.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>That&#8217;s ridiculous.  Isn&#8217;t Allstate the company that always advertises for their &#8220;Accident Forgiveness&#8221; program and that your rates won&#8217;t go up after 1 accident.  I can hear the commercials now&#8230;..</p>
<p> I would shop around for something better.<br /><b>References : </b></p>
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		<title>Comment on 44% raise in auto insurance premiums for one accident in 19 years with Allstate Insurance company? by dead can dance</title>
		<link>http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company/comment-page-1#comment-2473</link>
		<dc:creator>dead can dance</dc:creator>
		<pubDate>Mon, 22 Jun 2009 11:24:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company#comment-2473</guid>
		<description>allstate sucks balls for one thing.  you being 19 and already had your first accident, that explains the major increase in your premiums.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>allstate sucks balls for one thing.  you being 19 and already had your first accident, that explains the major increase in your premiums.<br /><b>References : </b></p>
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		<title>Comment on 44% raise in auto insurance premiums for one accident in 19 years with Allstate Insurance company? by entidtil</title>
		<link>http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company/comment-page-1#comment-2472</link>
		<dc:creator>entidtil</dc:creator>
		<pubDate>Mon, 22 Jun 2009 11:07:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company#comment-2472</guid>
		<description>They are all the same.  The only thing that means anything to Insurance companies is the almighty &quot;buck&quot;.  They love to collect your &quot;buck&quot; but really hate it when they have to pay out a &quot;buck&quot;.  I&#039;ve been with the same company for 45 years and I know they will drop me in a heartbeat if they so desire.  The only thing they are loyal to is their bottom line&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>They are all the same.  The only thing that means anything to Insurance companies is the almighty &quot;buck&quot;.  They love to collect your &quot;buck&quot; but really hate it when they have to pay out a &quot;buck&quot;.  I&#39;ve been with the same company for 45 years and I know they will drop me in a heartbeat if they so desire.  The only thing they are loyal to is their bottom line<br /><b>References : </b></p>
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		<title>Comment on When you buy a house do you pay homeowners insurance to escrow or the insurance company for the first year? by teran_realtor</title>
		<link>http://1stavespecialtyproducts.com/homeowners-insurance-companies/when-you-buy-a-house-do-you-pay-homeowners-insurance-to-escrow-or-the-insurance-company-for-the-first-year/comment-page-1#comment-2482</link>
		<dc:creator>teran_realtor</dc:creator>
		<pubDate>Mon, 22 Jun 2009 10:49:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/homeowners-insurance-companies/when-you-buy-a-house-do-you-pay-homeowners-insurance-to-escrow-or-the-insurance-company-for-the-first-year#comment-2482</guid>
		<description>If you put at least 20% down on the house, you can elect to not have an escrow.

Otherwise, the lender will want you to escrow funds for taxes and insurance.

At closing, as part of your settlement costs, you will pay for about 16 months of insurance - the title company will pay the insurance company for the first year, and give the lender about four months to establish the escrow.  (about four months of taxes from you as well, plus taxes from the seller from Jan 1st to the closing date)&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>If you put at least 20% down on the house, you can elect to not have an escrow.</p>
<p>Otherwise, the lender will want you to escrow funds for taxes and insurance.</p>
<p>At closing, as part of your settlement costs, you will pay for about 16 months of insurance &#8211; the title company will pay the insurance company for the first year, and give the lender about four months to establish the escrow.  (about four months of taxes from you as well, plus taxes from the seller from Jan 1st to the closing date)<br /><b>References : </b></p>
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		<title>Comment on When you buy a house do you pay homeowners insurance to escrow or the insurance company for the first year? by sassy2</title>
		<link>http://1stavespecialtyproducts.com/homeowners-insurance-companies/when-you-buy-a-house-do-you-pay-homeowners-insurance-to-escrow-or-the-insurance-company-for-the-first-year/comment-page-1#comment-2481</link>
		<dc:creator>sassy2</dc:creator>
		<pubDate>Mon, 22 Jun 2009 10:33:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/homeowners-insurance-companies/when-you-buy-a-house-do-you-pay-homeowners-insurance-to-escrow-or-the-insurance-company-for-the-first-year#comment-2481</guid>
		<description>You pick the insurance company.  In your monthly payment money for insurance and taxes are included.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>You pick the insurance company.  In your monthly payment money for insurance and taxes are included.<br /><b>References : </b></p>
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		<title>Comment on 44% raise in auto insurance premiums for one accident in 19 years with Allstate Insurance company? by Howard L</title>
		<link>http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company/comment-page-1#comment-2471</link>
		<dc:creator>Howard L</dc:creator>
		<pubDate>Mon, 22 Jun 2009 10:22:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company#comment-2471</guid>
		<description>Did you actually believe those Allstate commercials?  Good Hands?

Just be happy they paid your claim and shop for another insurance company.  The link below is just the tip of the iceberg with them.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;http://www.yourlawyer.com/articles/read/14857</description>
		<content:encoded><![CDATA[<p>Did you actually believe those Allstate commercials?  Good Hands?</p>
<p>Just be happy they paid your claim and shop for another insurance company.  The link below is just the tip of the iceberg with them.<br /><b>References : </b><br /><a href="http://www.yourlawyer.com/articles/read/14857" rel="nofollow">http://www.yourlawyer.com/articles/read/14857</a></p>
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		<title>Comment on How should true patriots reclaim the media from Republican/Fascist interests? by H R</title>
		<link>http://1stavespecialtyproducts.com/american-freedom-insurance/how-should-true-patriots-reclaim-the-media-from-republicanfascist-interests/comment-page-1#comment-2507</link>
		<dc:creator>H R</dc:creator>
		<pubDate>Mon, 22 Jun 2009 10:12:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/american-freedom-insurance/how-should-true-patriots-reclaim-the-media-from-republicanfascist-interests#comment-2507</guid>
		<description>government is the problem...&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>government is the problem&#8230;<br /><b>References : </b></p>
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		<title>Comment on 44% raise in auto insurance premiums for one accident in 19 years with Allstate Insurance company? by Rick</title>
		<link>http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company/comment-page-1#comment-2470</link>
		<dc:creator>Rick</dc:creator>
		<pubDate>Mon, 22 Jun 2009 10:02:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company#comment-2470</guid>
		<description>Dony Get Me Started!!!&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Dony Get Me Started!!!<br /><b>References : </b></p>
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		<title>Comment on 44% raise in auto insurance premiums for one accident in 19 years with Allstate Insurance company? by Bandit</title>
		<link>http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company/comment-page-1#comment-2469</link>
		<dc:creator>Bandit</dc:creator>
		<pubDate>Mon, 22 Jun 2009 09:53:59 +0000</pubDate>
		<guid isPermaLink="false">http://1stavespecialtyproducts.com/owners-auto-insurance/44-raise-in-auto-insurance-premiums-for-one-accident-in-19-years-with-allstate-insurance-company#comment-2469</guid>
		<description>That&#039;s how they cover the losses on homeowner claims due to hurricanes.
It&#039;s illegal, but they do it anyway.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>That&#8217;s how they cover the losses on homeowner claims due to hurricanes.<br />
It&#8217;s illegal, but they do it anyway.<br /><b>References : </b></p>
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