I just got a new home.

For a low price, you need to get the insurance companies competing for your business. Try contacting an insurance broker. A broker works with several insurance companies instead of just one and can shop for the best price for you. The easiest way to find an insurance broker is to go online and fill out a “request a quote” form on a homeowner’s insurance site such as http://best-home-insurance-comparator-usa.blogspot.com/ . Your information will be sent to a broker in your area who has subscribed to the service, which means he or she already paid for the privilege of helping you. Your quote is free, and you are not obligated to buy. Best of all, the information you provide is kept confidential—it cannot be sold to (or shared with) other companies, although it might be provided to more than one homeowner’s insurance broker. That will give you even more options!