how can i find out which insurance company my parents bought their home insurance from?
They died recently and I need to know how much their condo, the contents and their personal belongings were insured for.
They lived in Kelowna, B. C., Canada and both died recently. The estate administrator has not allowed me access to their personal papers, check books, etc.
I don't want to file a claim. I just want to know what their condo and it's contents and their personal possessions were valued at and insured for as they were part of their estate. I am one of the beneficiaries.
Is this info available online?
Only the Estate Administrator or Executor can legally find out this information. Even if you had the name of the insurance company they would not be allowed to give this information to you even if you are a beneficiary. The insurance company is only allowed to give this information to the Estate Administrator or Executor. You will just have to trust that the Estate Administrator will include everything in the estate valuation.
I am sorry for your loss. Good Luck.
That policy will only cover those items if they were lost, stolen or damaged. Not if your parents die.
But to answer your question, their personal papers or checkbook would tell you this info, since they would have had to pay for it.
References :
Look through their personal records.
References :
Only the Estate Administrator or Executor can legally find out this information. Even if you had the name of the insurance company they would not be allowed to give this information to you even if you are a beneficiary. The insurance company is only allowed to give this information to the Estate Administrator or Executor. You will just have to trust that the Estate Administrator will include everything in the estate valuation.
I am sorry for your loss. Good Luck.
References :
Certified Insurance Counselor, Licensed Insurance Agent & Broker for over 29 years.
No the information is not available online, nor is the estate administrator required to provide it to you. Keep in mind your parents policy will only cover their contents, the condo itself is insured by the Strata itself as part of the entire building or complex, but they insure the rebuilding cost, not the market value. The only exception is if is a bare land strata, in which case your parents would be insuring their own unit themselves, but once again they would be insuring the rebuilding cost, not the market value. So if you're trying to find out how much you would get if you sold the unit the insurance policy(s) would not tell you any of this.
The same applies to your parents contents. Their policy insures the replacement cost of their contents (based on the value your parents told their agent/broker), however that amount would not be the amount you would receive were you to sell all of their belongings.
References :
B.C. broker