Is it the agent's job to call the home insurance company to get a policy or should i do it?

9 Responses to “Is it the agent's job to call the home insurance company to get a policy or should i do it?”

1. newmexicorealestateforms says:

   May 21, 2009 at 10:46 am

   You do it. You need to shop for the best deal anyway
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2. I know, I know!!!! says:

   May 21, 2009 at 10:55 am

   Your agent should take care of that for you.
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3. JAN says:

   May 21, 2009 at 11:10 am

   Some agents will help you with this but I think it is in your best interest to shop around for the best rates and coverage. Check with Consumer Reports.
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4. carol c says:

   May 21, 2009 at 11:25 am

   NO QUESTION ABOUT IT ! YOU WILL NEED TO CHOOSE AND PURCHASE YOUR OWN HOME INSURANCE POLICY I WOULD USE ALLSTATE U CAN INSURE EVERYTHING WITH THEM ! GOOD LUCK AND CONGRADS!
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   LIFE EXPERIENCE
5. mkb80 says:

   May 21, 2009 at 11:58 am

   Nvm who's job it is, I wouldn't trust any1 with that job except myself.
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6. Faye H says:

   May 21, 2009 at 12:45 pm

   You need to get your own insurance. The real estate agent is not going to shop around for best prices, etc. Besides, you are the only one that knows what other coverages you want.

   A standard Homeowners policy covers the house, personal property, liability, med pay, etc. The agent is not going to know what limits you want.

   Call whoever carries your car insurance. Most insurance companies offer a discount if you have your house and your car both insured with them.
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7. KitKat says:

   May 21, 2009 at 1:03 pm

   You need to do that now. It's your responsibility.
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8. frankie b says:

   May 21, 2009 at 1:53 pm

   You do that. The agent is not going to shop around for the best rate for you. You can ask your agent to recommend a insurance co.
   Re Agent,
   Remax
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9. Jay S says:

   May 21, 2009 at 2:13 pm

   We suggest that the client call for home owner's insurance because it is too easy for a real estate agent to breach ethics by referring a particular insurance agent, home inspector, roofing inspector or any other 3rd party that regularly and normally is involved the real estate transaction. If your agent makes a referral to a particular insurance agent, he/she may be breaching the Realtor's Code of Ethics.
   References :
   The JKL Realty Group, Inc.