I received a letter from my Insurance Company asking me for a sale or isntallation documentation of my windows and or other opening protection shwoing the wind speeds that the protective device can withstand. I am the first owner of my house and there is no claim. Why they are asking for that?

Well, I'm GUESSING you're in Florida. And I'm guessing that the insurance company is trying to cancel your policy. And your failure to provide that information will give them the grounds they need to cancel the policy.

What they're doing is "reunderwriting" their homeowners book of business. Likely they sent that letter out to every single homeowners policyholder they have. If half the people don't return the letter, well, they've just been able to cancel half the homeowners policies in a VERY high risk area.

You're going to have to dig that information up, even if it's from the builder. OR replace the windows with documented windows. Or prepare to be cancelled, and move to Citizens – the FL state fund.

YOUR agent can give you an answer, and they'll "pretty it up" a bit more. I know mine is a blunt answer, but I do think that's the bottom line.