With all that is going on…I want to make sure my everything is covered…in what cases other then flood,nature disaster..are you covered?

Newsflash! You’re not covered for flood, with homeowners insurance! Flood is SEPERATE. If you’re in Hurricane Alley, you also MIGHT need a seperate wind policy, if wind is excluded on your homeowners policy.

You need to talk to your agent before you buy your policy, so you know what is covered, and what isn’t.

Typically, you’d be covered if someone sues you because they fell on your property. You’d be covered if someone breaks into your car and steals your stuff. You’d be covered if you have a fire in the home. You’d be covered if, well, an alien spaceship landed on your house causing it to collapse.