44% raise in auto insurance premiums for one accident in 19 years with Allstate Insurance company?
I hit a parked vehicle and filed a claim to have my car repaired ($2800 in damages). The owner of the parked vehicle did not file a claim for any damage, even though they were contacted.
Has anyone else had better treatment from other reliable insurance companies and should I look for a change? I thought my loyalty meant something!
I am the only person on this policy and the only driver of my vehicle.
When you’re involved in an at-fault accident you automatically become a risk. The fact that you’re with a preferred carrier, they will raise your rate considerably for the accident was your fault. Loyalty is irrevelant with any insurance company. If you receive an infraction, you will get rated accordingly. Sorry, but it’s the truth.
I would definetely shop around for a better deal. I gurantee you will find a better deal.
I was with Nationwide and they were horrible..Because my dad is a retired Marine Corp officer I signed up with USAA (insurance for armed service members and their families) I have been with them three years now and they are great.
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Get a better deal from another carrier for sure you will be able to. then call up allstate and tell them they are fired and someone else has taken their place. someone better.
Loyalty means what in this day and age when it comes to one customer next to a large corporation? They are in it for your money and when the buck stops so does everything else.
19 years they have nothing to say to you but thank you. they are still way ahead.
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Loyalty doesn’t mean a thing unless your insurer has an accident forgiveness policy. If you try to change insurance, they will ask about any previous accidents and will charge you an increased premium, even if they never paid a cent. You are in a “risk” category because of the claim you made to Allstate.
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When you’re involved in an at-fault accident you automatically become a risk. The fact that you’re with a preferred carrier, they will raise your rate considerably for the accident was your fault. Loyalty is irrevelant with any insurance company. If you receive an infraction, you will get rated accordingly. Sorry, but it’s the truth.
I would definetely shop around for a better deal. I gurantee you will find a better deal.
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Insurance Agent in California
Insurance is a scam. I would check around, they’re not loyal to you or anyone else, so why should you be loyal to them? All they care about is the money. They always seem to have plenty of money for advertising, can’t hardly turn the tv on without seeing some kind of insurance commercial.
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That’s how they cover the losses on homeowner claims due to hurricanes.
It’s illegal, but they do it anyway.
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Dony Get Me Started!!!
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Did you actually believe those Allstate commercials? Good Hands?
Just be happy they paid your claim and shop for another insurance company. The link below is just the tip of the iceberg with them.
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http://www.yourlawyer.com/articles/read/14857
They are all the same. The only thing that means anything to Insurance companies is the almighty "buck". They love to collect your "buck" but really hate it when they have to pay out a "buck". I've been with the same company for 45 years and I know they will drop me in a heartbeat if they so desire. The only thing they are loyal to is their bottom line
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allstate sucks balls for one thing. you being 19 and already had your first accident, that explains the major increase in your premiums.
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That’s ridiculous. Isn’t Allstate the company that always advertises for their “Accident Forgiveness” program and that your rates won’t go up after 1 accident. I can hear the commercials now…..
I would shop around for something better.
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Are you sure you’re giving us all the facts? I’m in the industry and that doesn’t sound right at all. Are you the only person listed on the policy?
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