Does anyone know of Good coverage/ reasonable priced home owners insurance?

I have tried AAA and their quote seemed outrageous. Is there an insurance company that you know of that offers good coverage at a reasonable price? I am also looking to switch my auto insurance.

It would be for a home in Michigan.
What is an independent insurance broker? how do I get in touch with one?

There's no "one size fits all" cheapest insurance company. One is best for old houses, one for rural houses, etc.

There's no short cut – you'll have to shop around, to find the cheapest one for YOU.

You can find a local, independent agent at www.iiaa.org