Wedding/honeymoon insurance?
I am looking into wedding insurance and travel insurance (for the honeymoon) but am not really sure what I am looking at/reading when I do the research. We are traveling to Jamaica in October, which is about the start of hurricane season, so we want to be covered in case something happens. And we just thought that a few hundred dollars to cover the wedding was good sense. Does anyone have any company recommendations or tips? Thanks!
wedding insurance isn't about protecting against people drinking too much or vendor no-show — it's to ensure you get your money back. You can't assume that because a vendor doesn't show that you automatically get your money back. They were shady enough to not show up in the first place, weren't they? So there's no guarantee they won't try to swindle you out of your deposits. I trust that my vendors aren't shady, but in the event that something happens beyond our control, I want to get my money back.
I've never heard of wedding insurance. *I look it up* I don't think that sounds worth it at all. I mean if something happens, it's messed up regardless. If the weather messes it up, it will still ruin the day. Regardless of getting your money back. And it says that it protects against Vendors No-Show. Well no. It will get you your money back. That doesn't really help. You'd get your money back regardless b/c they didn't show. But you won't have a photographer there on your day. And that's what you really wanted. You have family members you are seriously worried about drinking so much you need protection from alcohol injuries? Don't serve so much. It really only sounds useful if you are in the military and there is a possibility of being deployed.
Travel insurance for the honeymoon is a necessity. I mean if it has to be cancelled, the cruise ship will either refund the money or give you credit for another ship. Plus the insurance is for if something comes up and for example, you are in the hospital and can't go. Or a family member gets ill. If you don't, the money is just forfeited.
I've never heard of wedding insurance. *I look it up* I don't think that sounds worth it at all. I mean if something happens, it's messed up regardless. If the weather messes it up, it will still ruin the day. Regardless of getting your money back. And it says that it protects against Vendors No-Show. Well no. It will get you your money back. That doesn't really help. You'd get your money back regardless b/c they didn't show. But you won't have a photographer there on your day. And that's what you really wanted. You have family members you are seriously worried about drinking so much you need protection from alcohol injuries? Don't serve so much. It really only sounds useful if you are in the military and there is a possibility of being deployed.
Travel insurance for the honeymoon is a necessity. I mean if it has to be cancelled, the cruise ship will either refund the money or give you credit for another ship. Plus the insurance is for if something comes up and for example, you are in the hospital and can't go. Or a family member gets ill. If you don't, the money is just forfeited.
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it's actually the heart of hirricane season so yeah the insurance is a great deal. check with your local provider and they would be able to give you the best in your area. ALSO before booking check with the hotel and make sure there is a 24 hour OUT or if you've contracted like a week and signed something – a force majure clause – that's the "act of God" clause. our hotel in Cancun does one out of respect for the couples staying extended periods.
EDIT _ read your edit – never heard of that type of wedding insurance and have been in the industry 20 years. if you find someone would you email me – if you think about it. if you are supplying the liquor or the event is at your home then you would generally get a rider to your home owners for any personal injury but never heard about the vendors. for them just make sure you have a signed and COUNTERSIGNED contract. if they are inn breach you can get your money back and sometimes more money for damages.
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